Virtual Currency: New Step Within Monetary Development

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Funds is perhaps the best recognized and at the same time less understood figure of economy. During the evolution of the monetary science beginning with typically the eighteenth century and essential works on such questions as true nature plus main functions of funds, the approach and ideas about monetary science have changed significantly up to date not reaching the ultimate state. The twenty-first century can be characterized having a vast development of technology plus the increase use of the internet which significantly succeeded the development of monetary system introducing the new phenomenon - digital currencies. While remaining rather illusive, virtual currencies have got been broadly noted by both, legislative authorities and practitioners. Moreover, such primary authorities as Securities in addition to Exchange Commission, S Treasury and European Central standard bank have also shared their own concerns about this brand-new kind of currency. Due to the growing popularity of virtual currencies, especially cryptocurrencies the particular suggested topic deserves more attention. Despite the diverse opportunities virtual currencies might provide it is rather hard to ignore the related risks - virtual currencies, representing a type associated with unregulated, digital money may possibly support superior risks many of these as money laundering, funding illegal activities et cetera. In scope of this paper the overall analysis in addition to estimation of risks related to possible development of virtual currencies and the insufficient, not unified regulation is usually discussed. The main findings of the paper recommend that virtual currencies possess a strong prospect of more development nevertheless, the development of global or at least territorial legislative base should endure prior.